TruRate Texas combines legal expertise and financial valuation to fight your Texas property tax appraisal — residential or commercial. No savings, no fee.
Contingency-based only — we get paid when you save.
How It Works
Step 01
Enter your property info, sign your authorization docs digitally — takes under 2 minutes.
Step 02
Our team analyzes your property's assessed value for errors, comps, and protest opportunities.
Step 03
TruRate Texas handles the entire protest process — hearings, paperwork, negotiation. You do nothing.
Step 04
We collect our contingency fee only if you win. No savings = no charge. Simple as that.
Transparent Pricing
Our fee is 25% of your tax savings for the year — and absolutely nothing if we don't reduce your appraisal. No retainers, no upfront costs, no surprises.
Whether it's your primary home, a rental property, or a second home — if the county has overvalued it, we'll build a data-driven case to reduce your assessed value and lower your tax bill.
Commercial appraisals are complex — and often overstated. Our finance and valuation background means we understand income approaches, cap rates, and market data that appraisal districts frequently get wrong.
Why TruRate Texas
Jared and Logan met at UT McCombs, combining a legal advocacy background with deep financial valuation experience — exactly the skill set property tax protesting demands.
Savings Estimator
Enter your property details below for an instant estimate. No commitment required.
* Estimate only. Actual savings depend on appraisal district, evidence, and final ARB determination. TruRate Texas's fee is 25% of actual savings.
Ready to Save?
Sign up takes under 2 minutes. Our team handles everything. You only pay if you save.
Our Story
Two professionals who saw Texas property taxes for what they often are — overinflated — and decided to do something about it.
Jared and Logan met while pursuing their MBAs at UT McCombs School of Business. It didn't take long to realize they had a uniquely complementary skill set — one with deep legal and advocacy experience, the other with financial valuation and appraisal expertise. Texas property tax protests sit directly at the intersection of those two disciplines. TruRate Texas was the natural result: a firm that combines rigorous legal strategy with data-driven valuation analysis to give Texas property owners a real fighting chance.
Co-Founder · Texas Attorney
Jared holds a law degree and an MBA from UT McCombs School of Business. His background combines strong analytical, regulatory, and client-facing skills — with a particular ability to navigate complex issues, structure persuasive arguments, and manage high-stakes matters.
That background translates directly to property tax protests, where success depends on careful review, strategic positioning, and compelling written advocacy before appraisal review boards.
Co-Founder · Finance & Valuation
Logan brings a finance and valuation-oriented background, with experience in corporate finance, the energy industry, and appraisal-related work through CBRE — one of the world's leading commercial real estate services firms.
His foundation in valuation, market analysis, and property-related financial data gives TruRate Texas a sharp edge in identifying overstated appraisals and building supportable, evidence-backed protest positions.
Ready to have this team in your corner? Sign up takes under 2 minutes.
Additional Services
Beyond property tax protests, we've built relationships with trusted local professionals to connect you with the help you need at every stage of property ownership.
Connect with our trusted local realtor partners who know the Texas market inside and out.
We can refer you to our underwriting partners for competitive refinance options on your property.
Not sure if you have a homestead exemption filed? We'll check and help you file it if you don't.
Our core service is fighting your property tax appraisal. 95%+ success rate, no upfront cost.
We've built relationships with experienced, trustworthy Texas realtors who can guide you through one of the biggest financial decisions of your life.
How We Help
Whether you're buying your first home, selling an investment property, or relocating across Texas, we'll connect you directly with a local realtor partner who specializes in your area and property type.
Realtors focused on single-family homes, condos, and townhomes across Texas metro areas.
Partners with experience in office, retail, industrial, and multi-family transactions.
Connections to agents who specialize in investment properties, rentals, and 1031 exchanges.
Lowering your appraisal through a protest can directly impact your refinance options. We can also connect you with our underwriting partners for competitive rates.
The Connection
A successful property tax protest reduces your assessed value — which can also positively affect your LTV ratio when refinancing. Our underwriting partners understand this and can walk you through your options.
Our partners will review your current mortgage and identify refinance opportunities in today's market.
Access to multiple lenders and loan products — residential and commercial — to find the best fit.
We can help you time your protest and refinance together for maximum financial impact.
Thousands of Texas homeowners leave money on the table by not having their homestead exemption filed. We'll check yours and help you apply if needed.
What We Do
The Texas homestead exemption reduces your home's taxable value by up to $100,000 for school district taxes. If you haven't filed it, you're overpaying — and we can fix that quickly.
We'll look up your property in the appraisal district records to see if your homestead exemption is currently on file.
If it's missing, we'll walk you through the filing process and help you submit the application correctly.
We'll also check for other exemptions you may qualify for — over-65, disability, veterans, and more.
The Texas homestead exemption can reduce your home's taxable value by up to $100,000 for school district taxes alone. For a home valued at $400,000, that's roughly $1,200–$1,500 in annual tax savings you may already be entitled to.
Property Tax Protests
Most Texas property owners don't protest — not because they can't, but because they don't know how. Here's how the process works and why TruRate Texas gives you a real edge.
Why It Matters
In Texas, county appraisal districts assess your property's value every year — and that number is used to calculate your tax bill. Appraisal districts handle hundreds of thousands of properties and frequently get values wrong. A successful protest corrects the record and puts real money back in your pocket.
Every spring, the appraisal district mails or posts your new assessed value. This is your starting point.
Texas law gives every property owner the right to challenge their appraised value before an Appraisal Review Board.
Every dollar we reduce your appraised value translates directly to a lower tax bill for the year.
The Timeline
The earlier the better — sign up anytime before your protest deadline and we'll handle everything from there.
Appraisal districts send out their annual valuations, typically in April. This kicks off protest season.
The standard Texas protest deadline is May 15 (or 30 days after your notice, whichever is later). TruRate Texas files your protest before this date.
We present your case — first in an informal review with the appraisal district, then before the Appraisal Review Board if needed. You don't attend; we handle it.
Final values are certified. If we saved you money, we'll invoice our 25% fee. If not, you owe nothing.
Our Edge
We pull recent sales of similar properties and show the appraisal district where their valuation doesn't match what the market actually says.
Appraisal districts value properties from the outside. We account for deferred maintenance, needed repairs, and condition issues they've missed.
Texas law allows protests based on unequal appraisal — meaning if similar properties are assessed lower than yours, that's grounds for a reduction even if your value is "fair."
For commercial properties, we use income-based valuation methods — cap rates, NOI analysis, and market data — to challenge assessments the district got wrong.
FAQs
Sign up in under 2 minutes. We handle the entire protest — you just wait for your lower tax bill.
25% of savings only — $0 if we don't win
TruRate Blog
If your Texas property tax appraisal went up this year, you're not alone — and you don't have to just accept it. Texas law gives every property owner the right to protest their appraised value, and thousands of Texans successfully lower their tax bills every year by doing exactly that.
This guide walks you through the entire process, from receiving your notice to walking out of your hearing.
Every spring, your county appraisal district (CAD) mails out a Notice of Appraised Value. Check it carefully — appraisal districts often get details wrong, including square footage, bedroom count, or lot size. If you don't receive a notice, look up your property on your county CAD's website (TCAD, HCAD, DCAD, etc.).
Ask yourself: Does this number reflect what my home would actually sell for today? If the answer is no — it's worth filing a protest.
This is the most important step. In Texas, the deadline to file a property tax protest is:
May 15, or 30 days after your appraisal notice is delivered — whichever is later.
Miss this window and you lose your right to protest for the year. Set a reminder now.
You can file three ways:
Most effective grounds: value is higher than market value, value is unequal compared to similar properties, or property is incorrectly described. You can check more than one.
This is where most homeowners win or lose. Strong evidence includes:
📊 Comparable Sales
Recent sales of similar homes that sold for less than your appraised value.
📋 Independent Appraisal
A licensed appraisal showing a lower value carries significant weight.
📷 Photos of Deficiencies
Foundation issues, roof damage, or outdated systems that affect value.
🏷️ Your Purchase Price
If you recently bought for less than the appraised value, that's direct evidence.
Before your formal hearing, most counties offer an informal review with an appraiser. Many protests are resolved here. Bring your evidence, stay calm, and make your case. If you reach an agreement, you sign a settlement and you're done. If not, your case moves to the formal ARB hearing.
If the informal review doesn't resolve things, you'll appear before the Appraisal Review Board — a panel of independent citizens authorized to rule on your protest.
Yes — for most property owners, absolutely. Studies consistently show the majority of Texas property owners who file a protest receive at least some reduction. The savings can be hundreds or thousands of dollars per year. The catch is that doing it well requires research, evidence, and knowing what arguments carry weight with your specific county.
That's where TruRate comes in. We handle every step — filing, gathering evidence, attending informal reviews, and representing you at ARB hearings. We combine legal knowledge with financial valuation expertise, and we only get paid if we win.
25% of your savings only. $0 if we don't reduce your appraisal.
TruRate LLC serves residential and commercial property owners across Texas, including Travis, Harris, Dallas, Montgomery, and Tarrant counties.
Fill in your property details, sign two quick documents, and we'll take it from there.
We need a few basics to get started. This takes under 2 minutes.
Please review and sign this document authorizing TruRate LLC to protest your property taxes on your behalf.
This form is for use by a property owner in designating a lessee or other person to act as the owner's agent in property tax matters. You should read all applicable law and rules carefully, including Tax Code Section 1.111 and Comptroller Rule 9.3044. This designation will not take effect until filed with the appropriate appraisal district. Once effective, this designation will be in effect until the earlier of (1) the date of a written revocation filed with the appraisal district by the owner or the owner's designated agent, or (2) the expiration date, if any, designated below.
Appraisal District: – Appraisal District
STEP 1: Owner's Name and Address
Name: –
Address: –
STEP 2: Property for Which Authority is Granted
Identify all property for which you are granting the agent authority and, unless granting authority for all property listed for you, provide at least one of the property identifiers listed below (appraisal district account number, physical or situs address, or legal description). A chief appraiser may, if necessary to identify the property, request additional information.
☑ All property listed for me at the above address
STEP 3: Agent Identified
Name: TruRate LLC Phone: 832-334-2355
Address: 1159 W 18 St, Houston, Texas 77008
STEP 4: Agent's Authority
☑ All property tax matters concerning the property identified
The agent identified above is authorized to receive confidential information pursuant to Tax Code Sections 11.48(b)(2), 22.27(b)(2), 23.123(c)(2), 23.126(c)(2) and 23.45(b)(2): Yes
I hereby direct the appraisal district, appraisal review board, and each taxing unit to deliver all communications to the agent identified above. ☑ All communications from the chief appraiser. ☑ All communications from the appraisal review board.
STEP 5: Date Agent's Authority Ends
Pursuant to Tax Code Section 1.111(c), this designation remains in effect until a written revocation is filed with the appraisal district by the property owner or the owner's designated agent.
STEP 6: Identification, Signature, and Date
The individual signing this form is the property owner. By signing below, I confirm that I am the property owner or authorized agent and that the information provided is accurate. If you make a false statement on this form, you could be found guilty of a Class A misdemeanor or a state jail felony under Penal Code Section 37.10.
Printed Name: – Date: –
This agreement outlines TruRate Texas's fee — only charged if your protest is successful.
This Property Tax Consulting Agreement ("Agreement") is entered into by and between TruRate LLC, ("TruRate Texas") and – ("Client"). Client represents and warrants that Client is either the Property Owner or the duly authorized agent or manager of the Property Owner, with full authority to enter into this Agreement on the Property Owner's behalf.
Property: – Date: –
1. DEFINITIONS
"Appraisal District" means the county appraisal district responsible for appraising property for ad valorem tax purposes. "ARB" means the Appraisal Review Board for the applicable Appraisal District. "Consulting Services" means the property-tax consulting services described in Section 2. "Final Taxable Value" means the taxable value determined after completion of the protest process for the relevant tax year. "Notice Taxable Value" means the initial taxable value shown on the Notice of Appraised Value issued by the Appraisal District for the relevant tax year. "Tax Savings" means the difference between taxes owed based on the Notice Taxable Value and the Final Taxable Value, calculated using the formula described in Section 5.
2. SCOPE OF SERVICES
TruRate is engaged to represent Client's property through the informal and formal protest process before the Appraisal District and/or the ARB for purposes of determining the annual appraised value. Client hereby designates TruRate Texas as its authorized property representative for all purposes permitted under the Texas Property Tax Code with respect to the property or properties covered by this Agreement.
3. EXCLUDED SERVICES
The Consulting Services do not include, and TruRate Texas shall have no obligation to provide, any of the following: (a) obtaining, preparing, or reviewing exemptions; (b) representation in any appeal or proceeding before a District Court; (c) representation in Binding Arbitration; (d) legal advice or opinions; or (e) any activity constituting the practice of law under Texas law.
4. NO LEGAL ADVICE; NO ATTORNEY-CLIENT RELATIONSHIP
Client acknowledges and agrees that TruRate Texas is not a law firm and is not acting as legal counsel to Client or the Property Owner. No attorney-client relationship is created by this Agreement or through any communication with TruRate Texas. Client shall not rely upon TruRate Texas for legal advice regarding any property-tax matter or any other matter.
5. AUTHORITY AND DISCRETION
Client authorizes TruRate Texas to select a qualified property tax consultant to act on Client's behalf. Client further authorizes TruRate Texas and any consultant designated by TruRate Texas to sign and file protest forms and related documentation, present evidence to the Appraisal District and/or ARB, and to settle or withdraw any protest at any time, in TruRate's sole and absolute discretion. Client acknowledges and agrees that TruRate's discretionary decisions with respect to all matters related to the Consulting Services shall be final and binding.
6. CLIENT OBLIGATIONS
Client shall reasonably cooperate with TruRate Texas and shall timely provide all information and documentation requested by TruRate Texas. TruRate Texas shall not be responsible for any delay, deficiency, or inability to represent Client caused by Client's failure to timely provide necessary information.
7. FEES AND COMPENSATION
TruRate Texas shall be entitled to receive twenty-five percent (25%) of all Tax Savings attributable to TruRate's efforts for the applicable tax year. The fee shall be earned solely for the tax year in which the savings occur. Fee Calculation Formula: (Notice Taxable Value – Final Taxable Value) × (Prior Year Effective Tax Rate) × 0.25. All invoices issued under this Agreement shall be paid within thirty (30) days of issuance.
8. TERM AND TERMINATION
This Agreement shall remain in effect for all future tax years unless terminated in writing by either party. Client may add or remove properties from this Agreement at any time by written notice referencing this Agreement.
9. LIMITATION OF LIABILITY
TO THE FULLEST EXTENT PERMITTED BY LAW, TRURATE SHALL NOT BE LIABLE FOR ANY INDIRECT, CONSEQUENTIAL, SPECIAL, EXEMPLARY, PUNITIVE, OR INCIDENTAL DAMAGES. TRURATE'S LIABILITY UNDER THIS AGREEMENT SHALL BE LIMITED SOLELY TO DIRECT DAMAGES, AND IN NO EVENT SHALL TRURATE'S TOTAL AGGREGATE LIABILITY EXCEED THE TOTAL FEES PAID BY CLIENT UNDER THIS AGREEMENT DURING THE TWELVE (12) MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
10. JURY TRIAL WAIVER
Each party knowingly and voluntarily waives any right to a trial by jury in any legal proceeding arising out of or related to this Agreement.
11. MISCELLANEOUS
This Agreement shall be governed by and construed in accordance with the laws of the State of Texas. This Agreement constitutes the entire agreement between the parties and supersedes all prior agreements or understandings. Any amendment must be in writing and signed by both parties.
TRURATE LLC
By: TruRate LLC Title: Managing Member
CLIENT
Name: –
TruRate LLC is officially on the case. We'll review your property details and be in touch soon.
📬 Copies of both signed documents have been sent to your email.
🔍 We'll analyze your property for protest opportunities.
💰 Remember: you only pay if we save you money.
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